Deal Estimators & Tools for Smarter Decisions

Help ISOs size deals, estimate repayment, and understand cash-flow impact before submission

Estimate With Confidence

Quickly estimate funding amounts, daily payments, and program eligibility to make smarter deal decisions

Latest Insights & Business Tips

Short term financing for seasonal business

Do you own a seasonal business? If so, you know that your business goes through high and low periods with

Tools to streamline your business finances

No matter what your niche is, keeping up with the financial side of your business can be complicated. Whether you’re

Common challenges small business owners face when looking for financing

Whether struggling to hire new quality team members or facing cash flow issues, small business owners often struggle with business

How to Build customer loyalty

Building customer loyalty isn’t easy. Demands for attention are at an all-time high, and if your business doesn’t develop loyalty

Legend Funding Golf Outing

Legend Funding Golf Outing – September 2019 Thank you to our ISO Partners for joining us at our Golf Outing.

How to fix cash flow issues

No business wants to hear that they have a cash flow problem. Unfortunately, it happens to even the best business.

Small business mistakes to avoid

Starting a business is a challenge no matter where you’re starting from. Making mistakes is just a part of the

The Importance of credit scores and where to go when your credit isn’t good

Good credit can work highly in your favor, especially as a business owner. However, it can also be confusing. Understanding

Differences between loans, lines of credits, MCAs

As a business owner, you know there is no shortage of business funding options. From lines of credits, MCAs, to

Where to go when banks say no

Lending is a tough business. Financing options come in different shapes and sizes, but where should you go if a

Types of financing for small businesses

Small business financing options can be overwhelming. Dividing fact from fiction can be complex, especially when you’re busy running your

Perks of Alternative Finance

Even some 10 years after one of the worst financial crises in the United States, financial institutions are still trepid

Need Guidance on a Submission?

Our partner managers are here to help you navigate specific deal scenarios

Frequently asked Questions

1. What types of businesses qualify for funding from Legend Funding?

Any U.S.-based small or medium-sized business with consistent revenue can qualify. We work with retail, restaurants, trucking, e-commerce, healthcare, construction, salons, professional services, and more. Even if your credit isn’t perfect, we can still help as long as you have steady monthly deposits.

2. How fast can I receive the funds after applying?

Most clients receive approvals within a few hours and funding within 24–48 hours once documentation is submitted. We specialize in quick, simplified underwriting so business owners can solve cash-flow needs without waiting weeks

3. Will applying affect my credit score?

No. Our initial application uses a soft credit pull, which does not impact your credit score. Only after you accept the offer do we complete a full verification.

4. What documents do I need to get started?

We only require a few basics:
– Last 3–6 months of business bank statements
– A valid ID
– Voided check / basic business details
No long paperwork, tax returns, or complex statements are needed for most approvals.

5. What can the funding be used for?

You can use Legend Funding for any business purpose, including:
– Inventory & equipment
– Marketing & expansion
– Payroll & operating expenses
– Emergency repairs
– Debt consolidation
– Cash-flow stabilization
We never restrict how you run your business.

6. What if I already have an existing loan or MCA?

No problem — many clients come to us while already working with another lender. We offer second-position, restructures, and consolidation options to improve cash-flow and reduce total daily/weekly stress.