Pre-qualify merchants based on revenue consistency, time in business, industry risk, and existing advances before submission.
Monthly deposits, average daily balance, negative days, and stacked positions drive most decisions.
Submit full bank statements, disclose open advances, and ensure the application matches supporting documents.
Align requested amounts with revenue strength and repayment capacity. Realistic deal sizing improves approvals.
Missing documentation, unreadable statements, undisclosed debt, and mismatched information.
Monitor performance and revenue trends to prepare early renewal submissions.
